Rates effective as of 01/31/12
Deposit Rates
Type    APY
NOW (Min. $1,000)*    .100
NOW (Min. $5,000)*    .125
NOW (Min. $25,000)*    .150
NOW (Min. $50,000)*    .200
Money Market (Min. $2,500)*    .150
Money Market (Min. $25,000)*    .200
Money Market (Min. $50,000)*    .250
Savings (Min. $.01)*+    .200
Savings (Min. $10,000)*    .250
Minor Savings*++    .200
Christmas Club+++    .50
7-31 Day Certificate of Deposit**    .250
91 Day Certificate of Deposit**    .250
182 Day Certificate of Deposit**    .300
1 Year Certificate of Deposit**    .401
18 Month Certificate of Deposit**    .651
24 Month Certificate of Deposit**    1.002
30 Month Certificate of Deposit**    1.053
36 Month Certificate of Deposit**    1.103
48 Month Certificate of Deposit**    1.304
60 Month Certificate of Deposit**    1.758
182 Day IRA***    .300
1 Year IRA***    .401
18 Month IRA***    .651
24 Month IRA***    1.002
30 Month IRA***    1.053
36 Month IRA***    1.103
48 Month IRA***    1.304
60 Month IRA***    1.758
 
*Intrest rates and Annual Percentage Yeild's may change after account opening *Fees could reduce earnings on the account **CD Minimums = $2,500 **Substantial penalty for early withdrawal ***IRA Minimums = $500.00 ***Substantial penalty for early withdrawal may apply +Minimum to open is $100.00 ++Minimum to open is $25.00 +++Minimum to open is $1.00

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